Imagine a home that adapts perfectly to your lifestyle, offering three entirely separate living quarters without sacrificing a drop of luxury or lakefront charm. This 6,200-square-foot residence is a masterclass in versatility, designed specifically for multi-generational living or hosting guests with total independence. The finished walk-out lower level serves as a complete second home with its own full kitchen, two bedrooms, and two bathrooms, while a private upstairs apartment offers a third full kitchen and a dedicated bedroom suite.
The lifestyle here revolves around the water. Step outside to a resort-style backyard where an inground pool and spa overlook your private dock, tucked away on a serene lake cove. Whether you’re launching a boat for a sunset cruise or enjoying a quiet morning on the screened porch, the connection to the water is seamless.
Inside, the main level acts as a sophisticated central hub. A two-story great room with a three-sided fireplace creates a dramatic focal point, flowing into a chef’s kitchen designed for large-scale entertaining. The primary suite is also conveniently situated on the main floor, offering a secluded retreat with direct access to the expansive outdoor living areas.
Located near the Palisades but notably free from HOA restrictions, this property offers a rare sense of privacy and freedom. You’ll enjoy the feeling of a secluded getaway while just a short drive from Charlotte’s premier dining, medical centers, and the international airport. It’s more than just a home; it’s a flexible, waterfront sanctuary built for the way you live today. **Seller is offering a 2/1 buydown with acceptable offer** Flyer with details attached.
- Swimming Pool:
- In Ground, Outdoor Pool, Heated, Pool/Spa Combo, Salt Water
- Heating System:
- Heat Pump, Central, Natural Gas
- Cooling System:
- Central Air, Multi Units, Heat Pump
- Basement:
- Interior Entry, Storage Space, Partially Finished, Basement Garage Door, Daylight, Apartment, Walk-Out Access
- Fireplace:
- Great Room, Den, Gas Log, Gas Starter, See Through
- Patio:
- Front Porch, Covered, Porch, Rear Porch, Deck, Side Porch, Screened, Enclosed
- Parking:
- Attached Garage, Garage Door Opener, Golf Cart Garage, Garage Faces Side, Garage Shop
- Exterior Features:
- Fire Pit, In-Ground Irrigation, Gas Grill, Dock - Floating
- Flooring:
- Wood, Carpet, Tile
- Interior Features:
- Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s), Walk-In Pantry, Cable Prewire, Garden Tub, Attic Walk In, Split Bedroom
- Laundry Features:
- Laundry Room, Main Level, Upper Level, Multiple Locations, Laundry Closet, Lower Level
- Pool Private Yn:
- 1
- Sewer:
- Public Sewer
- Utilities:
- Natural Gas
- Waterfront Features:
- Dock
- Appliances:
- Refrigerator, Electric Oven, Dishwasher, Gas Cooktop, Disposal, Exhaust Hood, Tankless Water Heater, Wine Refrigerator
- Country:
- US
- State:
- NC
- County:
- Mecklenburg
- City:
- Charlotte
- Street:
- None
- Zipcode:
- 28278
- Street:
- Cozy Cove
- Street Number:
- 16312
- Street Suffix:
- Road
- Longitude:
- W82° 56' 45.5''
- Latitude:
- N35° 3' 57.4''
- Elementary School:
- Unspecified
- High School:
- Unspecified
- Middle School:
- Unspecified
- Office Name:
- COMPASS
- Agent Name:
- Robyn Riordan
- TaxAnnualAmount:
- $0
- TaxAssessedValue:
- $0
- AssociationFee:
- $0
- Construction Materials:
- Fiber Cement
- Foundation Details:
- Basement
- Garage:
- 4
- Levels:
- One and One Half
- Lot Features:
- Waterfront
- Lot Size Dimensions:
- 291x172x100x40x214
- Previous Price:
- 2950000
- Video Url:
- https://listings.skycampictures.com/16213-Cozy-Cove-Rd-Charlotte-NC-28278-USA
- Virtual Tour:
- https://listings.skycampictures.com/16213-Cozy-Cove-Rd-Charlotte-NC-28278-USA
- Water Body Name:
- Lake Wylie
- Water Source:
- City
- List Agent Mls Id:
- 13584
- List Office Mls Id:
- R00287
- Listing Term:
- Cash,Conventional
- Mls Status:
- Active
- Modification Timestamp:
- 2026-09-30T12:45:05Z
- Originating System Name:
- Canopy
- Special Listing Conditions:
- None
- Status Change Timestamp:
- 2025-11-21T07:13:58Z
Residential For Sale
16312 Cozy Cove Road, Charlotte, North Carolina 28278
- Property Type :
- Residential
- Listing Type :
- For Sale
- Listing ID :
- 4321861
- Price :
- $2,750,000
- View :
- Water,Year Round
- Bedrooms :
- 6
- Bathrooms :
- 7
- Half Bathrooms :
- 2
- Square Footage :
- 6,218 Sqft
- Year Built :
- 2019
- Status :
- Active
- Full Bathrooms :
- 5
- Property Sub Type :
- Single Family Residence
- Roof:
- Architectural Shingle
















































