Properties

Property Description

Imagine a home that adapts perfectly to your lifestyle, offering three entirely separate living quarters without sacrificing a drop of luxury or lakefront charm. This 6,200-square-foot residence is a masterclass in versatility, designed specifically for multi-generational living or hosting guests with total independence. The finished walk-out lower level serves as a complete second home with its own full kitchen, two bedrooms, and two bathrooms, while a private upstairs apartment offers a third full kitchen and a dedicated bedroom suite.

The lifestyle here revolves around the water. Step outside to a resort-style backyard where an inground pool and spa overlook your private dock, tucked away on a serene lake cove. Whether you’re launching a boat for a sunset cruise or enjoying a quiet morning on the screened porch, the connection to the water is seamless.

Inside, the main level acts as a sophisticated central hub. A two-story great room with a three-sided fireplace creates a dramatic focal point, flowing into a chef’s kitchen designed for large-scale entertaining. The primary suite is also conveniently situated on the main floor, offering a secluded retreat with direct access to the expansive outdoor living areas.

Located near the Palisades but notably free from HOA restrictions, this property offers a rare sense of privacy and freedom. You’ll enjoy the feeling of a secluded getaway while just a short drive from Charlotte’s premier dining, medical centers, and the international airport. It’s more than just a home; it’s a flexible, waterfront sanctuary built for the way you live today. **Seller is offering a 2/1 buydown with acceptable offer** Flyer with details attached.

Features
Swimming Pool:
In Ground, Outdoor Pool, Heated, Pool/Spa Combo, Salt Water
Heating System:
Heat Pump, Central, Natural Gas
Cooling System:
Central Air, Multi Units, Heat Pump
Basement:
Interior Entry, Storage Space, Partially Finished, Basement Garage Door, Daylight, Apartment, Walk-Out Access
Fireplace:
Great Room, Den, Gas Log, Gas Starter, See Through
Patio:
Front Porch, Covered, Porch, Rear Porch, Deck, Side Porch, Screened, Enclosed
Parking:
Attached Garage, Garage Door Opener, Golf Cart Garage, Garage Faces Side, Garage Shop
Exterior Features:
Fire Pit, In-Ground Irrigation, Gas Grill, Dock - Floating
Flooring:
Wood, Carpet, Tile
Interior Features:
Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s), Walk-In Pantry, Cable Prewire, Garden Tub, Attic Walk In, Split Bedroom
Laundry Features:
Laundry Room, Main Level, Upper Level, Multiple Locations, Laundry Closet, Lower Level
Pool Private Yn:
1
Sewer:
Public Sewer
Utilities:
Natural Gas
Waterfront Features:
Dock
Appliances
Appliances:
Refrigerator, Electric Oven, Dishwasher, Gas Cooktop, Disposal, Exhaust Hood, Tankless Water Heater, Wine Refrigerator
Address Map
Country:
US
State:
NC
County:
Mecklenburg
City:
Charlotte
Street:
None
Zipcode:
28278
Street:
Cozy Cove
Street Number:
16312
Street Suffix:
Road
Longitude:
W82° 56' 45.5''
Latitude:
N35° 3' 57.4''
Neighborhood
Elementary School:
Unspecified
High School:
Unspecified
Middle School:
Unspecified
MLS Addon
Office Name:
COMPASS
Agent Name:
Robyn Riordan
TaxAnnualAmount:
$0
TaxAssessedValue:
$0
AssociationFee:
$0
Additional Information
Construction Materials:
Fiber Cement
Foundation Details:
Basement
Garage:
4
Levels:
One and One Half
Lot Features:
Waterfront
Lot Size Dimensions:
291x172x100x40x214
Previous Price:
2950000
Video Url:
https://listings.skycampictures.com/16213-Cozy-Cove-Rd-Charlotte-NC-28278-USA
Virtual Tour:
https://listings.skycampictures.com/16213-Cozy-Cove-Rd-Charlotte-NC-28278-USA
Water Body Name:
Lake Wylie
Water Source:
City
Listing Information
List Agent Mls Id:
13584
List Office Mls Id:
R00287
Listing Term:
Cash,Conventional
Mls Status:
Active
Modification Timestamp:
2026-09-30T12:45:05Z
Originating System Name:
Canopy
Special Listing Conditions:
None
Status Change Timestamp:
2025-11-21T07:13:58Z

Residential For Sale

16312 Cozy Cove Road, Charlotte, North Carolina 28278

6 Bedrooms
7 Bathrooms
6,218 Sqft
$2,750,000
Listing ID #4321861
Basic Details
Property Type :
Residential
Listing Type :
For Sale
Listing ID :
4321861
Price :
$2,750,000
View :
Water,Year Round
Bedrooms :
6
Bathrooms :
7
Half Bathrooms :
2
Square Footage :
6,218 Sqft
Year Built :
2019
Status :
Active
Full Bathrooms :
5
Property Sub Type :
Single Family Residence
Roof:
Architectural Shingle
Agent info
Contact Agent
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