Properties

Property Description

This is the kind of resort you book eight months out. Here, you get to live in it. Welcome to Mountain Point Resort, a 4-bedroom, 3.5-bath full-brick estate on 1.61 private acres on Mountain Island Lake, with a view across the water to 1,500 acres of protected Latta Nature Preserve.

Pull through the gate and the day falls away. The owner created this space to be a venue, and it shows. The heated saltwater gunite pool features a built-in hot tub, expansive walk-in steps, and gas fire features, plus a swim-up bar with submerged seating that connects straight to the covered bar and first outdoor kitchen, so guests never have to leave the water. Porch swings hang under the timber-framed pavilion, and just across the outdoor kitchen sits one of the most charming spaces on the property: a private cabana with knotty pine walls, exposed brick, a loft ladder, and a roll-up glass door that opens the whole room to the pavilion. Inside is a kitchenette with sink, refrigerator, freezer, and microwave, plus room for a bed, so it works as a guest retreat, catering kitchen, or whatever the party needs. A full pool bath with dual showers and granite finishes, plus an outdoor shower, keeps wet feet out of the main house. This is an entertainer’s dream.

Inside, nothing came off a builder’s spec sheet. The living room is anchored by floor-to-ceiling artisan-bleached stone framing the fireplace, under a whitewashed shiplap ceiling with exposed beams, and natural stone floors carry that character through the home. The kitchen is one of a kind, with leathered quartzite countertops, custom wood cabinetry, stainless appliances, and a gas cooktop. The dining area sits in a bay window filled with light.

Upstairs, the primary suite frames Mountain Island Lake through floor-to-ceiling vaulted windows, with a walk-in closet and a private bath with dual vanities. Two more bedrooms share this level, one nearly as large as the primary and the other currently set up as a custom wardrobe room that converts back to a bedroom, along with a full bath and laundry room. A separate wing has its own private entrance and staircase leading to a nearly 30-foot suite with its own half bath. In-laws, long-term guests, a home office, or rental potential, it is its own little world under the same roof.

Out back, the covered lakeside patio is an outdoor living room with stone underfoot, ceiling fans, a lakeside fireplace, and a second outdoor kitchen built for crowds: commercial hood, warming drawers, and a 23-foot counter. A walkway winds past gardens and a boulder-stacked water fountain to a lower patio with full electric for live music, a gazebo with a wood-burning fire pit overlooking the water, and a paved golf cart path all the way down to the newly built double-decker dock. Trex-style composite decking, a waterproof Gutter Deck upper level that stays cool underfoot, a 10,000-pound boat lift, a rotating jet ski lift, and extra-wide stairs for kayaks and paddleboards. Across the water, nothing but protected preserve. No docks, no rooftops, no construction, ever.

Mountain Island Lake is one of Charlotte’s best-kept secrets and its closest lake, about 20 minutes from uptown. It supplies the region’s drinking water, so much of its 61 miles of shoreline stays protected, with no commercial marinas or restaurants on the water. Quiet water, no crowds. Three-car side-entry garage, circular drive, Sonance surround sound and Eero WiFi that convey, a security system, in-ground irrigation, and both central air and ductless mini-splits. The new 2025 roof carries a 30-year warranty, and a low $725 annual HOA includes access to the community boat ramp. Schedule your private tour today. Welcome home to Mountain Point Resort.

Features
Swimming Pool:
In Ground, Outdoor Pool, Heated, Fenced, Pool/Spa Combo, Salt Water
Heating System:
Heat Pump, Ductless
Cooling System:
Central Air, Ductless
Fireplace:
Den, Fire Pit, Gas Log, Outside
Patio:
Front Porch, Patio, Covered, Porch, Rear Porch, Terrace, Deck, Other - See Remarks, Wrap Around
Parking:
Driveway, Attached Garage, Garage Door Opener, Circular Driveway, Garage Faces Side, Electric Gate
Architectural Style:
Cape Cod, Rustic, Old World
Exterior Features:
Fire Pit, Outdoor Kitchen, Hot Tub, Gas Grill, Outdoor Shower, Other - See Remarks, Dock - Floating, In-Ground Hot Tub / Spa
Flooring:
Wood, Carpet, Tile, Stone
Interior Features:
Breakfast Bar, Open Floorplan, Walk-In Closet(s), Built-in Features
Laundry Features:
Main Level, In Bathroom, Multiple Locations, In Hall, Inside
Pool Private Yn:
1
Sewer:
Septic Installed
Utilities:
Electricity Connected, Natural Gas
Waterfront Features:
Dock, Paddlesport Launch Site - Community, Paddlesport Launch Site, Pier, Boat Slip (Deed), Boat Lift, Personal Watercraft Lift, Covered structure, Boat Lift – Community
Appliances
Appliances:
Dishwasher, Gas Cooktop, Dryer, Washer, Convection Oven, Self Cleaning Oven, Ice Maker, Refrigerator with Ice Maker
Address Map
Country:
US
State:
NC
County:
Mecklenburg
City:
Charlotte
Street:
Mountain Point
Zipcode:
28216
Street:
Mountain Point
Street Number:
5401
Street Suffix:
Lane
Longitude:
W81° 4' 15''
Latitude:
N35° 20' 42.5''
Neighborhood
Elementary School:
Mountain Island Lake Academy
High School:
Hopewell
Middle School:
Mountain Island Lake Academy
MLS Addon
Office Name:
EXP Realty LLC Ballantyne
Agent Name:
Josh Finigan
TaxAnnualAmount:
$0
TaxAssessedValue:
$0
AssociationFee:
$0
Additional Information
Community Features:
Lake Access
Construction Materials:
Brick Full
Foundation Details:
Crawl Space
Garage:
3
Levels:
Two
Video Url:
https://youtu.be/vuTUBwqyubA
Virtual Tour:
https://youtu.be/vuTUBwqyubA
Water Body Name:
Mountain Island Lake
Water Source:
City
Financial
Association Fee:
725
Association Fee Frequency:
Annually
Association Yn:
1
Listing Information
List Agent Mls Id:
41469
List Office Mls Id:
372906
Listing Term:
Cash,Conventional,VA Loan
Mls Status:
Active
Modification Timestamp:
2026-10-08T02:24:05Z
Originating System Name:
Canopy
Special Listing Conditions:
None
Status Change Timestamp:
2026-10-02T04:41:14Z

Residential For Sale

5401 Mountain Point Lane, Charlotte, North Carolina 28216

4 Bedrooms
4 Bathrooms
3,239 Sqft
$1,799,990
Listing ID #4425572
Basic Details
Property Type :
Residential
Listing Type :
For Sale
Listing ID :
4425572
Price :
$1,799,990
View :
Long Range,Water,Year Round
Bedrooms :
4
Bathrooms :
4
Half Bathrooms :
1
Square Footage :
3,239 Sqft
Year Built :
1991
Status :
Active
Full Bathrooms :
3
Property Sub Type :
Single Family Residence
Roof:
Architectural Shingle
Agent info
Contact Agent
AIzaSyC-vLTZ2qaShFIbR0FJoW8tvNc8wmy8jfM