This is the kind of resort you book eight months out. Here, you get to live in it. Welcome to Mountain Point Resort, a 4-bedroom, 3.5-bath full-brick estate on 1.61 private acres on Mountain Island Lake, with a view across the water to 1,500 acres of protected Latta Nature Preserve.
Pull through the gate and the day falls away. The owner created this space to be a venue, and it shows. The heated saltwater gunite pool features a built-in hot tub, expansive walk-in steps, and gas fire features, plus a swim-up bar with submerged seating that connects straight to the covered bar and first outdoor kitchen, so guests never have to leave the water. Porch swings hang under the timber-framed pavilion, and just across the outdoor kitchen sits one of the most charming spaces on the property: a private cabana with knotty pine walls, exposed brick, a loft ladder, and a roll-up glass door that opens the whole room to the pavilion. Inside is a kitchenette with sink, refrigerator, freezer, and microwave, plus room for a bed, so it works as a guest retreat, catering kitchen, or whatever the party needs. A full pool bath with dual showers and granite finishes, plus an outdoor shower, keeps wet feet out of the main house. This is an entertainer’s dream.
Inside, nothing came off a builder’s spec sheet. The living room is anchored by floor-to-ceiling artisan-bleached stone framing the fireplace, under a whitewashed shiplap ceiling with exposed beams, and natural stone floors carry that character through the home. The kitchen is one of a kind, with leathered quartzite countertops, custom wood cabinetry, stainless appliances, and a gas cooktop. The dining area sits in a bay window filled with light.
Upstairs, the primary suite frames Mountain Island Lake through floor-to-ceiling vaulted windows, with a walk-in closet and a private bath with dual vanities. Two more bedrooms share this level, one nearly as large as the primary and the other currently set up as a custom wardrobe room that converts back to a bedroom, along with a full bath and laundry room. A separate wing has its own private entrance and staircase leading to a nearly 30-foot suite with its own half bath. In-laws, long-term guests, a home office, or rental potential, it is its own little world under the same roof.
Out back, the covered lakeside patio is an outdoor living room with stone underfoot, ceiling fans, a lakeside fireplace, and a second outdoor kitchen built for crowds: commercial hood, warming drawers, and a 23-foot counter. A walkway winds past gardens and a boulder-stacked water fountain to a lower patio with full electric for live music, a gazebo with a wood-burning fire pit overlooking the water, and a paved golf cart path all the way down to the newly built double-decker dock. Trex-style composite decking, a waterproof Gutter Deck upper level that stays cool underfoot, a 10,000-pound boat lift, a rotating jet ski lift, and extra-wide stairs for kayaks and paddleboards. Across the water, nothing but protected preserve. No docks, no rooftops, no construction, ever.
Mountain Island Lake is one of Charlotte’s best-kept secrets and its closest lake, about 20 minutes from uptown. It supplies the region’s drinking water, so much of its 61 miles of shoreline stays protected, with no commercial marinas or restaurants on the water. Quiet water, no crowds. Three-car side-entry garage, circular drive, Sonance surround sound and Eero WiFi that convey, a security system, in-ground irrigation, and both central air and ductless mini-splits. The new 2025 roof carries a 30-year warranty, and a low $725 annual HOA includes access to the community boat ramp. Schedule your private tour today. Welcome home to Mountain Point Resort.
- Swimming Pool:
- In Ground, Outdoor Pool, Heated, Fenced, Pool/Spa Combo, Salt Water
- Heating System:
- Heat Pump, Ductless
- Cooling System:
- Central Air, Ductless
- Fireplace:
- Den, Fire Pit, Gas Log, Outside
- Patio:
- Front Porch, Patio, Covered, Porch, Rear Porch, Terrace, Deck, Other - See Remarks, Wrap Around
- Parking:
- Driveway, Attached Garage, Garage Door Opener, Circular Driveway, Garage Faces Side, Electric Gate
- Architectural Style:
- Cape Cod, Rustic, Old World
- Exterior Features:
- Fire Pit, Outdoor Kitchen, Hot Tub, Gas Grill, Outdoor Shower, Other - See Remarks, Dock - Floating, In-Ground Hot Tub / Spa
- Flooring:
- Wood, Carpet, Tile, Stone
- Interior Features:
- Breakfast Bar, Open Floorplan, Walk-In Closet(s), Built-in Features
- Laundry Features:
- Main Level, In Bathroom, Multiple Locations, In Hall, Inside
- Pool Private Yn:
- 1
- Sewer:
- Septic Installed
- Utilities:
- Electricity Connected, Natural Gas
- Waterfront Features:
- Dock, Paddlesport Launch Site - Community, Paddlesport Launch Site, Pier, Boat Slip (Deed), Boat Lift, Personal Watercraft Lift, Covered structure, Boat Lift – Community
- Appliances:
- Dishwasher, Gas Cooktop, Dryer, Washer, Convection Oven, Self Cleaning Oven, Ice Maker, Refrigerator with Ice Maker
- Country:
- US
- State:
- NC
- County:
- Mecklenburg
- City:
- Charlotte
- Street:
- Mountain Point
- Zipcode:
- 28216
- Street:
- Mountain Point
- Street Number:
- 5401
- Street Suffix:
- Lane
- Longitude:
- W81° 4' 15''
- Latitude:
- N35° 20' 42.5''
- Elementary School:
- Mountain Island Lake Academy
- High School:
- Hopewell
- Middle School:
- Mountain Island Lake Academy
- Office Name:
- EXP Realty LLC Ballantyne
- Agent Name:
- Josh Finigan
- TaxAnnualAmount:
- $0
- TaxAssessedValue:
- $0
- AssociationFee:
- $0
- Community Features:
- Lake Access
- Construction Materials:
- Brick Full
- Foundation Details:
- Crawl Space
- Garage:
- 3
- Levels:
- Two
- Video Url:
- https://youtu.be/vuTUBwqyubA
- Virtual Tour:
- https://youtu.be/vuTUBwqyubA
- Water Body Name:
- Mountain Island Lake
- Water Source:
- City
- Association Fee:
- 725
- Association Fee Frequency:
- Annually
- Association Yn:
- 1
- List Agent Mls Id:
- 41469
- List Office Mls Id:
- 372906
- Listing Term:
- Cash,Conventional,VA Loan
- Mls Status:
- Active
- Modification Timestamp:
- 2026-10-08T02:24:05Z
- Originating System Name:
- Canopy
- Special Listing Conditions:
- None
- Status Change Timestamp:
- 2026-10-02T04:41:14Z
Residential For Sale
5401 Mountain Point Lane, Charlotte, North Carolina 28216
- Property Type :
- Residential
- Listing Type :
- For Sale
- Listing ID :
- 4425572
- Price :
- $1,799,990
- View :
- Long Range,Water,Year Round
- Bedrooms :
- 4
- Bathrooms :
- 4
- Half Bathrooms :
- 1
- Square Footage :
- 3,239 Sqft
- Year Built :
- 1991
- Status :
- Active
- Full Bathrooms :
- 3
- Property Sub Type :
- Single Family Residence
- Roof:
- Architectural Shingle
















































