Properties

Property Description

Back on the market at no fault of the seller or condition of the home (buyers changed their mind about moving). Welcome to 4634 Harbor View Terrace! This beautifully appointed ranch-style lakefront home offers true main-level living with a finished lower level, blending comfort, space, and exceptional lake views. Featuring three bedrooms (all on main level) and three full bathrooms, the home showcases a mix of hardwood and carpeted floors along with two inviting fireplaces—one in the main living room and another in the lower-level den—creating warm gathering spaces on both levels.

The main level includes a dedicated dining room, a spacious kitchen with granite countertops, ample cabinetry, and a charming breakfast nook, all designed to take advantage of the home’s scenic setting. The primary suite serves as a private retreat with lake views, a walk-in closet, a walk-in shower, and a relaxing whirlpool tub, along with private access to the lake-facing deck—perfect for morning coffee or evening sunsets. The finished lower level expands the living space with a bar, an additional bedroom, and a den centered around the second fireplace, with direct exterior access to the lakefront, along with an unfinished bonus room offering generous storage or the opportunity for customization.

Step outside to enjoy three expansive lake-facing decks with clear, unobstructed water views—a rare feature no longer permitted on many newer lakefront lots. Nearly every room in the home enjoys a lake view, with the exception of the dining room and one secondary bedroom. Positioned on a wide, protected cove, the property offers beautiful open water views without the disruption of heavy boat traffic, creating a peaceful and enjoyable lakefront experience.

Whether swimming in the lake or the neighborhood pool, playing tennis, or heading out on the water, this home delivers the ultimate lake lifestyle. A boat slip is included, making it easy to enjoy everything the lake has to offer.

*Take a look at the drone video in agent remarks!*

Features
Heating System:
Forced Air
Cooling System:
Central Air, Ceiling Fan(s)
Basement:
Exterior Entry, Interior Entry, Storage Space, Finished, Walk-Out Access, Multiple Below-Grade Levels
Fireplace:
Gas Log, Living Room
Patio:
Deck
Parking:
Driveway, Attached Garage, Garage Door Opener, Garage Faces Side
Laundry Features:
Laundry Room
Sewer:
Septic Installed
Waterfront Features:
Boat Slip (Deed), Boat Slip – Community
Appliances
Appliances:
Electric Oven, Dishwasher, Microwave
Address Map
Country:
US
State:
NC
County:
Burke
City:
Morganton
Street:
East Shores
Zipcode:
28655
Street:
Harbor View
Street Number:
4634
Street Suffix:
Terrace
Longitude:
W82° 10' 43.4''
Latitude:
N35° 45' 55.5''
Directions:
Follow I-85 S, US-321 N and I-40 to Reep Dr in Burke County. Take exit 100 from I-40. Continue on Reep Dr. Take US-70 W, Powerhouse Rd and Conley Bumgarner Rd to Harbor View Terrace.
Neighborhood
Elementary School:
Glen Alpine
High School:
Freedom
Middle School:
Table Rock
MLS Addon
Office Name:
DASH Carolina
Agent Name:
Zac Campbell
TaxAnnualAmount:
$0
TaxAssessedValue:
$0
AssociationFee:
$0
Additional Information
Community Features:
Clubhouse, Lake Access, Tennis Court(s), Outdoor Pool
Construction Materials:
Brick Full
Foundation Details:
Basement
Garage:
2
Levels:
One
Lot Features:
Waterfront
Video Url:
https://www.zillow.com/view-imx/6ccbe55a-05a7-43f8-a222-948a8c4c073e?wl=true&setAttribution=mls&initialViewType=pano
Virtual Tour:
https://www.zillow.com/view-imx/6ccbe55a-05a7-43f8-a222-948a8c4c073e?wl=true&setAttribution=mls&initialViewType=pano
Water Body Name:
Lake James
Water Source:
Community Well
Financial
Association Fee:
1014
Association Fee Frequency:
Semi-Annually
Association Yn:
1
Listing Information
List Agent Mls Id:
R63016
List Office Mls Id:
R03665
Listing Term:
Cash,Conventional,FHA,VA Loan
Mls Status:
Active
Modification Timestamp:
2026-09-10T15:20:05Z
Originating System Name:
Canopy
Special Listing Conditions:
None
Status Change Timestamp:
2026-07-23T17:18:58Z

Residential For Sale

4634 Harbor View Terrace, Morganton, North Carolina 28655

3 Bedrooms
3 Bathrooms
2,947 Sqft
$789,900
Listing ID #4407190
Basic Details
Property Type :
Residential
Listing Type :
For Sale
Listing ID :
4407190
Price :
$789,900
View :
Water
Bedrooms :
3
Bathrooms :
3
Square Footage :
2,947 Sqft
Year Built :
1995
Status :
Active
Full Bathrooms :
3
Property Sub Type :
Single Family Residence
Roof:
Architectural Shingle
Agent info
Contact Agent
AIzaSyC-vLTZ2qaShFIbR0FJoW8tvNc8wmy8jfM