Back on the market at no fault of the seller or condition of the home (buyers changed their mind about moving). Welcome to 4634 Harbor View Terrace! This beautifully appointed ranch-style lakefront home offers true main-level living with a finished lower level, blending comfort, space, and exceptional lake views. Featuring three bedrooms (all on main level) and three full bathrooms, the home showcases a mix of hardwood and carpeted floors along with two inviting fireplaces—one in the main living room and another in the lower-level den—creating warm gathering spaces on both levels.
The main level includes a dedicated dining room, a spacious kitchen with granite countertops, ample cabinetry, and a charming breakfast nook, all designed to take advantage of the home’s scenic setting. The primary suite serves as a private retreat with lake views, a walk-in closet, a walk-in shower, and a relaxing whirlpool tub, along with private access to the lake-facing deck—perfect for morning coffee or evening sunsets. The finished lower level expands the living space with a bar, an additional bedroom, and a den centered around the second fireplace, with direct exterior access to the lakefront, along with an unfinished bonus room offering generous storage or the opportunity for customization.
Step outside to enjoy three expansive lake-facing decks with clear, unobstructed water views—a rare feature no longer permitted on many newer lakefront lots. Nearly every room in the home enjoys a lake view, with the exception of the dining room and one secondary bedroom. Positioned on a wide, protected cove, the property offers beautiful open water views without the disruption of heavy boat traffic, creating a peaceful and enjoyable lakefront experience.
Whether swimming in the lake or the neighborhood pool, playing tennis, or heading out on the water, this home delivers the ultimate lake lifestyle. A boat slip is included, making it easy to enjoy everything the lake has to offer.
*Take a look at the drone video in agent remarks!*
- Heating System:
- Forced Air
- Cooling System:
- Central Air, Ceiling Fan(s)
- Basement:
- Exterior Entry, Interior Entry, Storage Space, Finished, Walk-Out Access, Multiple Below-Grade Levels
- Fireplace:
- Gas Log, Living Room
- Patio:
- Deck
- Parking:
- Driveway, Attached Garage, Garage Door Opener, Garage Faces Side
- Laundry Features:
- Laundry Room
- Sewer:
- Septic Installed
- Waterfront Features:
- Boat Slip (Deed), Boat Slip – Community
- Appliances:
- Electric Oven, Dishwasher, Microwave
- Country:
- US
- State:
- NC
- County:
- Burke
- City:
- Morganton
- Street:
- East Shores
- Zipcode:
- 28655
- Street:
- Harbor View
- Street Number:
- 4634
- Street Suffix:
- Terrace
- Longitude:
- W82° 10' 43.4''
- Latitude:
- N35° 45' 55.5''
- Directions:
- Follow I-85 S, US-321 N and I-40 to Reep Dr in Burke County. Take exit 100 from I-40. Continue on Reep Dr. Take US-70 W, Powerhouse Rd and Conley Bumgarner Rd to Harbor View Terrace.
- Elementary School:
- Glen Alpine
- High School:
- Freedom
- Middle School:
- Table Rock
- Office Name:
- DASH Carolina
- Agent Name:
- Zac Campbell
- TaxAnnualAmount:
- $0
- TaxAssessedValue:
- $0
- AssociationFee:
- $0
- Community Features:
- Clubhouse, Lake Access, Tennis Court(s), Outdoor Pool
- Construction Materials:
- Brick Full
- Foundation Details:
- Basement
- Garage:
- 2
- Levels:
- One
- Lot Features:
- Waterfront
- Video Url:
- https://www.zillow.com/view-imx/6ccbe55a-05a7-43f8-a222-948a8c4c073e?wl=true&setAttribution=mls&initialViewType=pano
- Virtual Tour:
- https://www.zillow.com/view-imx/6ccbe55a-05a7-43f8-a222-948a8c4c073e?wl=true&setAttribution=mls&initialViewType=pano
- Water Body Name:
- Lake James
- Water Source:
- Community Well
- Association Fee:
- 1014
- Association Fee Frequency:
- Semi-Annually
- Association Yn:
- 1
- List Agent Mls Id:
- R63016
- List Office Mls Id:
- R03665
- Listing Term:
- Cash,Conventional,FHA,VA Loan
- Mls Status:
- Active
- Modification Timestamp:
- 2026-09-10T15:20:05Z
- Originating System Name:
- Canopy
- Special Listing Conditions:
- None
- Status Change Timestamp:
- 2026-07-23T17:18:58Z
Residential For Sale
4634 Harbor View Terrace, Morganton, North Carolina 28655
- Property Type :
- Residential
- Listing Type :
- For Sale
- Listing ID :
- 4407190
- Price :
- $789,900
- View :
- Water
- Bedrooms :
- 3
- Bathrooms :
- 3
- Square Footage :
- 2,947 Sqft
- Year Built :
- 1995
- Status :
- Active
- Full Bathrooms :
- 3
- Property Sub Type :
- Single Family Residence
- Roof:
- Architectural Shingle




























