Nestled on a tranquil, wooded half-acre in the sought-after Harbor Estates community, this entertainer’s dream offers the rare combination of mountain-like seclusion and effortless lake living — all with NO HOA. This exceptional home offers an inviting blend of sophisticated comfort, versatile living spaces, and an entertainer’s dream setting. Featuring three bedrooms, two full bathrooms, one half bathroom, multiple decks and a finished basement level bonus room, the home is designed for both relaxed everyday living and memorable gatherings.
The main level opens to a generous living room crowned by vaulted ceilings and skylights, anchored by a cozy wood-burning fireplace. Sliding glass doors extend the living space outdoors to the side porch, while the open flow layout leads seamlessly into the formal dining room.
The expansive kitchen is beautifully appointed with granite countertops, a classic subway tile backsplash, abundant cabinetry, breakfast bar, generous dining area and dedicated desk space. Just beyond, the composite board deck provides a peaceful setting for morning coffee, al fresco dining, or grilling while overlooking the tree-lined backyard.
The main-level primary suite serves as a serene private retreat, featuring a spacious closet, an en-suite bathroom with luxurious soaking tub and separate shower. Sliding glass doors provide direct access to the side porch, which wraps around toward the living room. A guest half bathroom and laundry complete the main level for everyday convenience.
Upstairs, a versatile loft area provides an ideal lounge or home office setting, complemented by two additional generously sized bedrooms and a full bathroom with a tub/shower combination — perfectly suited for family or guests. Floored attic access off the loft offers effortless additional storage.
The finished lower basement level expands the home’s entertaining potential with a large bonus room, built-in bar, and direct access to the backyard. This flexible space can accommodate a media room, second living area, home gym, game room, or a refined entertaining lounge. The two-car garage includes built-in shelving and a separate storage room, while an additional under-stair closet round out this home’s abundant storage and functionality.
Ideally positioned less than a mile from Lake Wylie and minutes from Terry’s Marina and Long Cove Marina & Resort, this home offers convenient access to wet slips, dry storage, boating, and weekend recreation. Harbor Estates neighborhood borders the 1,132-acre McDowell Nature Preserve, providing a rare connection to protected natural surroundings. Enjoy easy access to RiverGate Shopping Center, Charlotte Premium Outlets, I-485, Charlotte Douglas International Airport, South Tryon, and all the recreation Lake Wylie has to offer. Experience a home where peaceful wooded views with a mountain feel and proximity to Lake Wylie come together to create a truly special everyday escape.
- Heating System:
- Heat Pump, Electric
- Cooling System:
- Central Air, Ceiling Fan(s)
- Basement:
- Interior Entry, Storage Space, Finished, Basement Garage Door, Daylight, Walk-Out Access
- Fireplace:
- Wood Burning, Living Room
- Patio:
- Front Porch, Covered, Deck, Side Porch
- Parking:
- Driveway, Attached Garage, Garage Door Opener, Keypad Entry, Garage Faces Side
- Architectural Style:
- Traditional
- Flooring:
- Carpet, Laminate, Tile
- Interior Features:
- Breakfast Bar, Entrance Foyer, Pantry, Walk-In Closet(s), Attic Walk In, Storage, Attic Other
- Laundry Features:
- Main Level, Laundry Closet
- Sewer:
- Other - See Remarks, Shared Septic
- Appliances:
- Dishwasher, Microwave, Electric Water Heater, Exhaust Fan, Disposal, Washer/Dryer, Electric Range, Refrigerator with Ice Maker
- Country:
- US
- State:
- NC
- County:
- Mecklenburg
- City:
- Charlotte
- Street:
- Harbor Estates
- Zipcode:
- 28278
- Street:
- Windward
- Street Number:
- 13432
- Street Suffix:
- Cove
- Longitude:
- W82° 58' 40.3''
- Latitude:
- N35° 7' 13.4''
- Elementary School:
- Winget Park
- High School:
- Palisades
- Middle School:
- Southwest
- Office Name:
- EXP Realty LLC Rock Hill
- Agent Name:
- Kerry Walsh
- TaxAnnualAmount:
- $0
- TaxAssessedValue:
- $0
- AssociationFee:
- $0
- Community Features:
- Street Lights
- Construction Materials:
- Wood
- Foundation Details:
- Basement, Crawl Space
- Garage:
- 2
- Levels:
- Two
- Lot Features:
- Wooded, Sloped
- Video Url:
- https://view.spiro.media/order/b6b16873-ae8c-4c62-31da-08df040f5df4?version=68_148&branding=true
- Virtual Tour:
- https://view.spiro.media/order/b6b16873-ae8c-4c62-31da-08df040f5df4?version=68_148&branding=true
- Water Source:
- Well
- Co List Agent Full Name:
- Andy Griesinger
- Co List Agent Mls Id:
- 55358
- Co List Office Mls Id:
- 372906
- Co List Office Name:
- EXP Realty LLC Ballantyne
- List Agent Mls Id:
- 83009
- List Office Mls Id:
- 372905
- Mls Status:
- Active
- Modification Timestamp:
- 2026-11-02T12:28:07Z
- Originating System Name:
- Canopy
- Special Listing Conditions:
- None
- Status Change Timestamp:
- 2026-09-04T06:13:20Z
Residential For Sale
13432 Windward Cove, Charlotte, North Carolina 28278
- Property Type :
- Residential
- Listing Type :
- For Sale
- Listing ID :
- 4419903
- Price :
- $550,000
- Bedrooms :
- 3
- Bathrooms :
- 3
- Half Bathrooms :
- 1
- Square Footage :
- 2,582 Sqft
- Year Built :
- 1988
- Status :
- Active
- Full Bathrooms :
- 2
- Property Sub Type :
- Single Family Residence
- Roof:
- Architectural Shingle











































